I wouldn't quite turn up my nose at a 25hp machine. It kinda depends on your business model.
I've been using my Rayco Super Jr since December, 1995. It's been a great little machine, and hasn't ever met a stump it cannot grind. That being said, it isn't the fastest machine to have on a big stump, either.
Consider your business plan, what you intend to grind, and where you make your money. If your business involves grinding a LOT of stumps, inclusive of many freshly removed large trees, you'll probably be discontented with a 25 hp machine. On the other hand, if you are fairly small, and only wish to supplement your sales of tree work by offering a complete package that includes stump removal, I wouldn't consider a larger machine, as it will cost you money every day it isn't in use.
Big machines need big revenue to pay for themselves. Little machines, not so much. Furthermore, I can grind a 12 inch stump just as fast as a 75hp machine, drive there with a lighter towing vehicle, and I'll make more money on the job, even if takes me 10 minutes to grind instead of 3 minutes. Now that 5' diameter silver maple, with the huge root flare and the tall stump on a slope? The big machine will skunk me, because I'll be there for hours.
If your business model includes being a major player in a large stump grinding market, you will need both large & small machines, and probably a hand held grinder as well. Those are real pricey, seldom needed, and no fun to run.