Howdy,
Yes, I have done extensive testing of carbide insert and coated chains. None have ever worked out to be practicle in any stretch of the imaginagtion.
It sounds like you have two of the problems correct: expense, and sharpenning. (There is even a "diamond" file. Expensive and very slow).
The big problem with carbide for this service is that for carbides to do their thing, both the tool bearing the insert, and the work to be cut, have to be absolutely rigid. Any vibration and the carbide frets or chips. Some grades of carbide resist fretting, but these then wear and do not stay sharp even as well as a normal chain.
People believe a carbide chain should cut in the dirt, and they hit a small stone (or may be not so small) and knock off the carbides. Fire Dept. use of the chain is exceedingly hazardous, as the sawchain will sling roofing nails for a block when trying to vent a roof. The K-12 cutoff saw proved a much more practical tool for fire Dept. use.
In summary, I was unable to make carbide chain even show a prayer of being worth it.
Regards,
Walt Galer