"Gelling" of fuel is quite a bit over-rated. It's usually an obstructed filter. Adding gas to the fuel does a fine job of reducing the viscosity, and most of the fuel additives do that as well as disperse water and ice crystals trapped in the filter.
As the diesel fuel gets colder, the viscosity increases. Tiny, tiny pores in the fuel filter get obstructed by {whatever}, then the remaining pores must pass a higher volume of fluid at a thicker viscosity than they can carry. Your engine dies, or runs poorly.
Fuel obstruction in the cold is well known to everyone with a diesel. Most guys put in some fuel additive, then change the filter just to speed up the re-start. What they don't realize is that it was just a marginal fuel filter put over the edge by diesel made more viscous by the cold.
Here is a test, next time you "gel up": take a heat gun or propane torch and heat up your fuel filter [don't do this if you have no sense at all about fires]. You only need to add enough heat to get the fuel to room temperature.
See if it runs well. A marginal fuel filter will plug up as soon as it re-fills with cold fuel, but a clean filter capturing gelled fuel will require enough time to plug up the filter with captured particles, probably at least 10-20 minutes. Several gallons of fuel will need to be filtered before it will plug up.