I am in agreement with Bill Engvall...Certain people oughta be made to wear "stupid signs"...That way when they are about to purchase something that could possibly endanger themselves,the retailer would have the right to refuse the sale...People like that are why the regulations are getting they way they are.
My liability and workers comp. insurance for my business is astronomically expensive....And the rates are based on EVERYONE in the tree business,this includes uncertified people attempting jobs over their heads and getting hurt or destroying property.This also includes homeowners that injure themselves with a chainsaw,or fall out of trees they are trying to cut with absolutely no safety equipment,or trying to climb trees with a ladder....It's bassed on ALL emergency room stats that include chainsaw or other injuries related to the profession.....Which in the end it is a big kick in the butt to the small business owner like me.If they were to only include injuries by certified and insured proffesionals in the business,then our rates would be lower.I am not sure how this is from state to state,but because of the way it's set up here,it's bassed on income.The more money you make,the more your insurance is,so not only are you paying for everyone else's mistakes,you have these rediculous rates to pay that increase as your business grows.
I'm not putting down anyone here that is not a professional.I'm just consatntly pissed at how this insurance system works in our state....To mention,if you do have an accident,say a tree or a big top goes the wrong way and cuts a house in half,I have a 2 million dollar liability limit which should fix just about anything I could destroy,so the damage would be covered,but 2 million is really all I can afford and if you happen to hurt or kill someone during this accident,then you're probably gonna get sued,making 2 million dollars seem like pocket change..The best possible scenario would be,tear something up,no injuries,the insurance company fixes the damage..Then guess what...Even though you've been paying out the nose all those years without one single claim,the insurance company will drop you,and it will be nearly impossible to find another agent that will write you..If you find one,it's probably gonna be too expensive to afford.......The whole system is screwed...From dumb ass government regulations,down to the way insurance companies work,making us pay for everyone else's mistakes..Just to note...I could care less who wants and who is using "real" saw chain.Anyone who owns the saw oughta have the right to pick which chain they want it to come with....I thought that's what the liability disclaimers all over a brand new saw were for???
...I'm not sure how it is anywhere else,but when I buy a new saw,my dealer knows to put single drag chain on it,or I don't take it out of the showroom.