Insurance co's giving discount w/ arborist report?

[newbym]

I was just wondering if anyone out there has heard of any insurance companies giving a discount on homeowners insurance with an ISA Cert. Arborist report that the trees on the property are safely and properly maintained (for homeowners with large trees, of course)? If not, would any of you out there be interested in signing a petition saying that you would recommend a specific company that did offer such a discount?

 

[pdqdl]

Sure! You bet!

Sign on the line for a petition to insurance companies to spend money on trees? Why would we not?


Unfortunately, I believe the insurance companies would view such a letter/petition as entirely self serving, and likely would not be interested. I might be wrong, though.

 

[treeman82]

I've got 2 things to say here...

My first thought is, shouldn't this be addressed by a home inspection report? I mean at least to a certain degree... "Dead tree next to house needs to be removed."

My second thought is, let's say you do go to a home owner's insurance company with a written arborists report saying that everything is "safe" which we all know is a bad word to use. Does that mean that if later on in time, a freak storm comes through and wipes out a tree taking out a car or the roof... will the insurance company say we're not covering it, or will they come after the arborist who initially wrote the report?

 

[John Paul Sanborn]

I've got 2 things to say here...

My first thought is, shouldn't this be addressed by a home inspection report? I mean at least to a certain degree... "Dead tree next to house needs to be removed."

My second thought is, let's say you do go to a home owner's insurance company with a written arborists report saying that everything is "safe" which we all know is a bad word to use. Does that mean that if later on in time, a freak storm comes through and wipes out a tree taking out a car or the roof... will the insurance company say we're not covering it, or will they come after the arborist who initially wrote the report?

I'm thinking along the same lines.

If anything, a consulting arborist should be inspecting for immediate hazard, with an eye for short term risk and superficial damage, i.e. potential rubbing on shingles.