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It is tough. Mine is a landscaper policy (we do landscaping as well) but I let them know that I do tree work, and it's one of the few admitted insurance carriers left in my state that doesn't put a height limitation on tree work. But you need to be honest or it's insurance fraud with potential criminal penalties if you say that you don't work above 30' and you do, and you might not actually have insurance coverage should anything go wrong if you lied, since fraud is an exemption to coverage. If you are having a tough time finding coverage, have an insurance broker (not one of those agents that only handles one insurance company like State Farm), look into the non-admitted carriers (Excess and Surplus Lines) like Markel, as they can cover riskier businesses like tree work.