Time and place for all; as stated. It is all about what tradeoffs work for you and your situation.
Without the overhead friction (using pulley)/ when most friction thru brake on ground, the loading is higher. If pulley is set from another line supporting it that locks off at ground, force potential is 4xLoad(ing); less friction and deflection. Less friction saves line on heavy/ fast /high heat; but (i consider line a wearable resource) it also saves cambium. On impacting, the less friction, the more elastic length to absorb dynamic forces, but then the more drop and bounce when first cut (might not clear roof below etc.). But, to help; the less friction the easier the pretightening against impact and bounce etc.
With pulley, return can be faster; sometimes too fast. A slipknot to jam (with release on eye/climber side) at pulley before line goes out of climber reach is nice! Of curse, blocking out from under large load (especially dense no leaves to slow); about requires a pulley if rigging.
i've learned to say TIP for climber (as mostly used) and support/rig point for load; even though they are same thing (just as the climber is the load..). That way you can tell climber to keep rig away from TIP.