Storm damaged trees and insurance...

[TDunk]

I was just wondering, if a tree blows over and hits a house (or any structure) and in the process of removing it you cause more damage to the structure, is it your fault or will the insurance co. not worry about it because it was an act of god that put the tree against the house. The reason i'm asking is a few months ago we had a pretty nasty storm and a maple tree split/broke at the base and rested against the house. I couldn't get to it in time so another tree co. did it. In the process of removing it the rolled off the house, putting a couple holes in the roof, tearing the gutters, got some siding......... but i was just wondering who was responsible for paying for the extra damage. On one hand, yes it's the tree co.s fault, but on the other hand they didn't lean the tree against the house either. Maybe this is a simple question, but i was just thinking about it today and wondered who would end up paying for it.

 

[John Paul Sanborn]

I have a disclaimer that we will try to not cause any extra damage, but at times the variables make it inevitable.

Often they do not document untill after the debris is cleaned up anyways.

I've bid some jobs where we could be carefull and slow, or fast and dirty due to water intrusion. Who cares about the gutters if water is pouring down the limb going through the roof.

 

[TDunk]

I've only been doing the tree work for going on three years now and (knock on wood) The storm work i've done/all the jobs i've done i haven't done any extra damage. So i'm kinda new to that area of it.

 

[lxt]

I have the same type disclaimer as JPS, I think in storm situations its expected of you to just get the mess(tree) out of the way regardless of how much damage, its gotta be fixed anyway!!


LXT.................