Stump Grinding Liability Insurance

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ptrsen

ArboristSite Lurker
Joined
May 19, 2005
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Location
wisc.
Have been grinding stumps for 20 years part time. Now my liability doubled and my company doesnt want to cover me next year. My agent is no help. Any suggestions as far as companies that write this insurance. :mad:
 
Maybe someone in your area will have a good suggestion-Otherwise I would suggest that you look in the yellow pages and call everyone who advertises business or commercial ins. Half probably won't return your calls but some will actually try to win your business.I don't know if a specific stump grinding coverage is even available but someone can write you a policy for Landscaping services or Arboricultural services.-The landscaping will probably be cheaper.
 
Our stump grinding policy was written for "Tree Trimming and Dusting". Stump grinding was somehow covered under that:confused:


If your agent wont help, find one that will. Thats the first step.
 
ptrsen said:
Have been grinding stumps for 20 years part time. Now my liability doubled and my company doesnt want to cover me next year. My agent is no help. Any suggestions as far as companies that write this insurance. :mad:

Try my agent, I've been with him for over 30 years. WILLIAM H. RISTOW, CPCU (952) 469 5502 Lakeville, MN. My insurance went down this year. You can use my name "Bernies stump removal" as a referal.

Bernie
 
Insurance

Commercial Insurance Policy, By INTEGRITY Insurance. P.O. Box 539 Appleton, Wisconsin 54912-0539 My policy is with them now.

Bernie
 
Good on you, better paying less than more, it's rare you see it going down.
 
http://www.erie-insurance.com/

I think they cover into your area and had very good rates for Virginia. $600 a year covers 1m liability 20k equipment loss and 5k property damage coverage quick payout rider that does not go against liabilty claim.
"Thanks again Murphy"
 
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