It's funny, I do most of my work in yuppyville and it never ceases to amaze me how so many college educated people who feel the need to "work smarter, not harder" are so very dumb!!! Common sense certainly doesn't prevail. I chose not to go to college just so that I wouldn't be in that position.
Also, who's the smarter one- 4 years or more in school to graduate and suddenly realize you can't find a job in your field or find yourself working at McDonald's. OR 4 years of self-employment in the tree service industry, no student loans to repay, no boss to answer to(with exception of the customer), and making more $$$$. I'll let you decide.
AND...I don't have to worry about being downsized. Eight years in the industry self-employed and still going hard at it.