Commercial General Liability
- Thread starter HuskyJeff
- Start date
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Here in California, Ogilvy Hill.
Jeff
Jeff
Now that right there is funny! 
ropensaddle
Feel Lucky
climber338
ArboristSite Operative
i have up to a million and its only costing me about a grand. Does anybody carry insurance? lets put it this way. If you screw up that grand that you pay is going to look very cheap compared to what you would have to pay for a new roof. get the insurance!!!
3 Million.
Jeff
Jeff
ropensaddle
Feel Lucky
squad143
Tree Guy
Two and a half million, plus errors and omission is also included. About $1500 a year including coverage on $30,000 in equipment. Vehicle is a separate policy.
Anyone from Michigan able to point HuskyJeff towards a local agent?
Anyone from Michigan able to point HuskyJeff towards a local agent?
Last edited:
Garden Of Eden
ArboristSite Operative
tree md
Addicted to ArboristSite
Here is a thread on insurance from earlier this month. This question gets asked quite frequently on here. Prolly why you haven't got a lot of responses. Search feature is your friend around here:
http://www.arboristsite.com/showthread.php?t=128759
http://www.arboristsite.com/showthread.php?t=128759
Lmfao so now I am a pro hack
NO disrespect - I have the utmost respect for you pros - I just hadn't gotten any repsonses so I got a little impatient - lol - I have A LOT to learn from you guys and appreciate your help - trust me!
I'm in Swartz Creek
Thank you, squad - I guess I went about asking the wrong way!
Garden Of Eden
ArboristSite Operative
How long have you been in the buisness? Operating with at least a DBA, paying bills with it, not doing it just for fun/recreation, but as THE source of income?
God Bless,
Jeff
I don't pay my bills with this and do not have a business as of yet...I have been cutting for friends and family and word of mouth - I have a lot to learn before I can claim I am worthy of owning a business...I just know that I would prob. feel better no matter who I am helping if I had insurance and an LLC...
beastmaster
Addicted to ArboristSite
I talk to a broker today about getting a million dollars of general liability for doing contract climbing. Not having any employees he quoted me 980.00 for a year. You'd have to be crazy not to have it at that price.
I 've been climbing for several different companys working under their insurance. These are all people I have known and worked with over the years. I hope to expand my enterprise and insurance and contract lic. are must haves.
I 've been climbing for several different companys working under their insurance. These are all people I have known and worked with over the years. I hope to expand my enterprise and insurance and contract lic. are must haves.
ropensaddle
Feel Lucky
landscape ins is not tree insurance I have 27 years experience and mine is twice that then add two commercial vehicles and the stumper lookin around 6k each year the advetiizing,fuel and license,incorp fees, payroll.
Garden Of Eden
ArboristSite Operative
My insurance is specific to trees. Its not a landscape policy. I made sure of it. I only pay around 1500ish for my equipment, and Gen. Lia. I shopped for a few days before I pulled the trigger, and shopped after 6 months, 1yr, 18 months, and 2 yrs. I shop it all the time. This price has relatively been the same for 12 months. 1.5 million in Gen. Lia. And 10,000 equipment.
God Bless,
Jeff
tree md
Addicted to ArboristSite
When you say equipment do you mean skid steer, stumper kind of stuff or chainsaws and climbing gear?
Just curious.
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