Commercial General Liability

[beastmaster]

I was vary specific that I needed insurance for doing tree work. But then again I'm new at this and I am sure there will be many surprises, I didn't sign any thing as of yet and maybe things will be added as it goes along. But I think this broker knew what he was talking about and I was clear in my needs.

 

[jefflovstrom]

Are a D-49, or a D-27?
Big difference.
Jeff

 

[squad143]

My insurance was arborist specific. I also shopped around. When I finally settled on an agent, I included all my training certificates (chainsaw instructor, occupational health and safety, competent supervisor, etc.) and that did reduce my premiums. -not alot, but every bit helps.

 

[fishercat]

funny this comes up now.

I called my broker yesterday to find out when my renewal was due and she said my current carrier wants to know if I ever go over 40 feet.I burst out laughing.She says they don't want to cover you if you go over 40 feet.
I told her if I can't go over 40 feet,I'll have to close down.I have never had a claim in the 3 years I have been with them.WTF?

They are looking for a new carrier for me.I am up for renewal in May.

really pisses me off.

 

[tree md]

That would piss me off too. I mean where do they find these people that comes up with this crap. I don't know of a tree service in the country that could get by with that coverage. If they don't want to offer realistic coverage to tree services then they should get out of the game and not offer it at all. Check with APAC. That's who I have been with for the past several years.

 

[fishercat]

I'll check with APAC.

That would piss me off too. I mean where do they find these people that comes up with this crap. I don't know of a tree service in the country that could get by with that coverage. If they don't want to offer realistic coverage to tree services then they should get out of the game and not offer it at all. Check with APAC. That's who I have been with for the past several years.

I think I had them for home owners in Tennessee.Glad I never had a claim there too,they were a PITA.

I think I have J.Kemp for general liability.

I wish I could get one Insurance company for everything.I have these J Kemp clowns,progressive for the dump truck and motorcycle,and Plymouth Rock for my pick up,Travelers for the house.