I do not lend tools they are used for my income. When a neighbor asks to borrow I ask what they think the cost is to buy it because its what I paid to own it to feed my family. Every single time it put them on their back foot with a blank face. Example, the guy across the street claimed he wanted a saw like the ones I build, when I explained they are anywhere from 500-1500 to buy and I do not loan he stopped asking but he knows to ask for help and I will pull one out and run it through whatever he wants cut up. This sets up his reaction for either respecting me and my things or no longer receiving help. The same happened with another neighbor who kept walking over and asking to borrow everything from screwdrivers to specialty sockets to repair his cars. I stopped him and said you do realize you have 1,000 dollars in tools in your hands correct? but he diddet care or was too dumb to realize what I was implying. The final straw was him asking me to stop working to get him my tools, I simply said Im too busy to get MY tools to loan them to you so why not go buy your own? He now pays me to do the work and no longer asks to borrow and the respect appreciation to me has returned.