You are correct. But IIRC, you do have protection with paypal if you pay for goods and services. Everything I have bought on here I add the fees to my total and pay using the option "paying for goods and services"; so instead of paying $300 as a gift (really $310 with fees per say), I am paying $310 for goods and services and the seller still gets his/her $300 and I have buyer protection. I do not send money as a gift since there is no protection. I am paying the same amount and have buyer protection. My PP acct bills my CC too, so I have double protection.
Well I would not call what PP has as buyer protection. With a CC if there is a dispute, you ship the saw back, and on the seller signing for it, the CC company refunds your money. In the case of PP, you have to file a claim, and it gets arbitrated by PP. I bought a saw on Ebay years ago that became the
Saw from Hell thread here on AS. It is long gone now, after we were going to go to the seller's house with torches at midnight and the like. It started a riot, so they yanked the thread. He sold me a beater 210 as a 'clean, great runner'. It was anything but. I filed a claim with PP and the seller claimed that he posted 'no refunds.' PP pointed out that by using PP, the seller was required to ship goods as stated in the condition stated, and they had to accept them in return if they were not, regardless of what they post on Ebay. He ranted and raved, started a swearing storm, posted negative FB on Ebay (sellers could do that then) and they awarded me the claim and later removed the negative FB from Ebay. However, returning the saw would have cost me for insured post and signature, and it was not worth it. So I fixed it and left it with my ex when we split up. I have posted many essays on this experience and how to avoid getting burned buying saws online. I also bought a 460 once on Ebay and it was not as I thought it should have been (a lot more beat up). Anyway, it turned out that the guy was on AS and he paid for the return shipping, and agreed that the condition was not as stated on the Ebay post.
As for PP messing things up, I have shipped over 100 saws overseas to Oz, NZ and the north EU and I have never had a saw lost in shipping, or a payment missed or hosed up by PP. CC payments can be reversed by the buyer for any of several reasons, and banking laws in Oz are not very strong. Similar to bank wires. I know a guy in California that used to ship saws to Oz that got stung by a bank wire reversal. So I only take PP, and I wait until the funds have cleared before shipping. I have never had a saw returned or lost in shipping. I have never had any funds lost either. I over-insure all my shipments, but I have never had to file an insurance claim. The AUD has dropped like a rock again, so I do not ship many saws down under these days. But for a while there it was brisk. And there were good saws to be had here then, like the 200T, the 440, the 372xpw, and the 361.
BTW: I never buy or sell from or to Canada. Postage from there is ridiculous, and packages shipped from Canada are often times dug into or broken. Shipping to there is a PITA as well, so I stopped. I do not ship to southern Europe either. Spain, Italy, and Portugal especially.
opcorn:
