Just saw this, as I was reading through the thread..
A car doesn't have a "mix ratio", it either has enough oil in the pan to let the pick up feed the oil pump or it doesn't.. If there's enough oil to cover the oil pump pick up, the engine will have proper oil pressure to all it's internal components. The percentage of oil in the pan, compared to the proper full capacity, doesn't affect oil pressure. I'll explain it a bit differently, in chain saw terms.. Do you worry about bar lubrication when your bar oil reservoir is below half? Does the bar get less lubrication? No, it just doesn't matter.. The clunker in the bottom of the bar oil reservoir tank, picks up oil, the pump pumps it, and the world continues to carry on. You ( well, not you, but your saw blade), are well lubricated, in-spite of the saws inclination.
Only sign that you only has 3.5 quarts in a 5 quart ( car) system would be if you stood on the brakes, or threw the vehicle sideways, the oil pressure light on the dash might come on. That would be from the oil running away from the pick up. That'd only last a second or two, until you came to a stop, or quit going sideways, and the oil returned to the pick up. That let's you know that you might want to pull the dip stick, the next time you get gas. And, yes, I know this from driving 70's junk that was not able to go from one oil change to another without adding oil to the crank case.
Only having 3.5 quarts in a 5 quart system only matters if your driving style runs the oil away from the pick up, and you lose pressure for the system. It's only in high performance vehicles where they put on an oil pan with windage ribs for cooling the oil with passing air, that missing a quart and a half could possibly make any difference. Even then, negligible... and only reflecting a slight change in oil temperature, not oil pressure. For really high performance stuff, there's something called a dry sump.
Lately, I've been driving stuff built in this century, ( Well, actually, I've got a collectable built in the late 90s') I personally can't remember the last time that I added a quart of oil to anything I own. I get the oil changed, I drive 8,000 K.M. ( 5,000 miles), pull into Jiffy Lube, and then leave.. Wash, rinse, and repeat. LOL..
So, in conclusion, 3.5 quarts in a 5 quart system, compared to a 2 stroke mix ratio, is an apples to oranges comparison.
You were curious, so I hope that this helps.