No question 90-95cc saws can pull a 42" bar effortlessly and handle big trees. The only reason I've found for going bigger is nothing to do with what it can handle, but how easily it can handle it. The slower rpm, high torque monsters like the 3120 and 881 are well suited for long big milling cuts at a slow and steady pace. Most folks prefer the much higher speed of the 90cc saws for crosscutting rounds. I've always thought people have exaggerated the size saw you need to mill with, but it's mainly erring on the side of caution that you never overtax your saw in long difficult cuts. But unless you're planning to mill a lot of really big wood on a regular basis, a 661 or Husky 395 is going to be all you ever need. Plus they're suitable for more general use, whereas the 120cc range saws are really just dedicated milling saws.