Hi BW, I`ll try to help you out with hidden costs. The closer you put the unit to your house the better off you will be. Both in installed costs and the amount of wood you burn. the question of how much wood you burn is very subjective since not all 2000 sq ft homes are the same, with the same climatic exposures. You will burn more in the Heatmor or any other boiler than you would burn in a woodstove in the house. Heat loss between the boiler and the house is significant. I live on the southeast corner of Lake Ontario where it gets and stays pretty cold, although not as cold as your area, and in all but the coldest times of winter you can see a significant depression in the snow over the pipes to the house. My pipes are buried at 4'. For add ons, you will need a plate heat exchanger for your hot water, ~ $125, a zone valve, and a strap on temp controller, ~$60, and a water to air exchanger, ~ $225 with zone valve for the exhaust plenum on your existing furnace. You will also need the w/a exchanger installed in the plenum. You need a fan start relay installed in your furnace so that it operates without the burner and a seperate T-stat for the Heatmor. You normally run a smaller diameter pipe from the boiler with a forced air setup to keep water velocity higher, 1" vs 1 1/4", so costs here are somewhat cheaper. I think I posted here my preffered method of pipe insulation which seems to work well. Let me know if you have any questions. Russ