I guess my vote would go to the indoor wood furnace. Since that is what I use and have experience with.
Use an older Glenwood Stoves wood furnace, next to a propane furnace. Havn't used the propane since 2008. Forced air system, with AC also. The house has an unfinished basement, "cellar" or engine room as I call it. Built in the 40's. It has a wood/coal room right next to the room with the furnace, so its easy to get wood to the furnace.
I back the tractor & trailer up to the back of the house to toss wood in through the removable windows in the wood/coal room. I usually go down and add some wood to the furnace every 4 hours or so. Doing so, the furnace fan rarely comes on. Just the slow radiant heat rises through the duct work, to maintain a very steady temp in the house. The furnace is centrally located, along with the warm air ducts. The cold air return ducts are to the outside of the house's floor plan, coming back to the furnace.
I put wood in the furnace last night at 11:30, before going to bed. Didn't get up till 7:30 this morning.
Am usually up before that. Fan was running and circulating room temp air that was down to 68*. Normally the house temp is 72*-73*. There was still some hot coals to spread around to add wood to, and soon get the fire back up and going. Was windy last night also, 7* and -15* wind chill.
Outdoor furnaces intrigue me, but I think if this old reliable beast ever needs replacing, it will be with another indoor furnace. If I can find one that runs and works similar to this one. In the dead of winter, I don't get a whole lot of exccersize as it is, so going up and down the steps isn't a bad thing.
I guess it comes down to your existing setup of your house and cost, to decide between the two. For me, another indoor furnace would be the choice. The best part of either one, is seeing the propane trucks drive by, and not pull in.
Gregg,