I was licensed to drive at age 15 1/2. Got my m/c endorsement at age 16. Been riding dirt bikes since age 8 or so. Raced off-road for many, many years and only broke my right collar-bone.
Only went down once while riding on the street. That was back in 1977, when a newly licensed female driver pulled out in front of me from a side street. Saw it coming, but didn't have enough time to avoid her. No damage to me, but my bike at the time (1976 Kawasaki KZ-900) suffered about $2K in damages.
A friend of mine died some years ago from a run-in with a deer. Another friend died when a car pulled out in front of him, he laid it down prior to hitting the car, only to have a school bus run him over.
I've had my share of close calls, but I'm all eyes when riding. As most of you already know, m/c riders are pretty much invisible to drivers.
I'm very aware of wild life and their propensity to run out in front of you. For the most past, I no longer ride after dark. No need to really. When you ride on the street, it really is a war zone out there. All sorts of crap that can occur and mess up your day, and possibly, the rest of your life.