CowboyAndy
ArboristSite Member
Pretty well covered by all posters.
1. It does not meet code.
2. It will invalidate your insurance if any thing happens. My bet is that the insurance would not even pay off on a chimney fire. In my case, they would cancel the insurance if they even found out about it. The gave my sstove installation a _very_ thorough inspection before continueing coverage.
3. You can't sell the house without fixing it right.
Harry K
One common misconception is that an insurance company wont cover something that is not code/legal/etc. They will infact cover you for something, no matter how stupid. They will most likely drop you and other carriers will charge you an arm and a leg if at all...
homeowners ins is designed to cover acts of nature and acts of stupidity.