Agreed. You can always go smaller than what the saw is normally sold with assuming you are dealing with the bigger name brands (ie Husqvarna, Stihl, Echo, Dolmar, Jred, ect) . Which bar you need depends on what style of mount your powerhead takes. For instance, all of my Stihl saws (024, 026, 036, 064, 066) use a bar with a DO25 mount. So I can take a 16" bar and chain off of my 024 and put it on my 066 and run it just fine. The oppisite isn't true only because my 024 doesn't have enough power to pull a 42" bar, and its oil pump is too small to lubricate the chain adequately. Now, if you're running a Poulan, Craftsman, or some other generic saw brand, all bets are off. If you are planning on buying a new saw just tell the dealership what length bar and chain you want on it and they will set it up that way at no charge.
If they won't, take your business somewhere else because they don't know squat about a chainsaw and won't be able to provide you with any support after the sale anyway.
If you are wanting to swap over a saw you already own, or looking to buy a used saw that you would need to change, the easiest thing is probably going to be to contact Baileys and ask them for help. The folks I've talked to there in the past were MORE than competent to help you out and get you exactly what you need. You could also go to a dealership and they will help you, but I wouldn't recommend working with a dealership on a used saw unless you absolutely know what you are doing. Some are good, great even. Others don't know their head from a literal hole in the ground and only want to sell you a new saw. I literally had a local Stihl dealership tell me my 036 was trash and needed replaced because the spark plug was bad.
If you're wanting to learn more about this subject so that you understand what you are actually buying and why, let us know and we will walk you through it. It can be a little confusing at first, but once you understand chain pitch, gauge, and the bar mount, and the corresponding parts of the saw that those things impact, you'll be good to go.