Actually, the big difference was "it was not Westchester". Now, no one seems to care too much!
Actually, Putnam used to be part of Dutchess County, but they cut it off because it was the "poor" section. Hard to believe the first County North of Westchester (which used to be the richest County in the Country) was the "poor County".
The roads were paved, and most houses were built when I got here, but the prices had not yet taken off. When I bought in Putnam, the prices were about 1/3 of what the same house would be in Westchester. It made no sense to me, and I guess I turned out to be right! (I grew up in Westchester but could not afford a house there).
I urged my Father to buy land in Putnam when I bought my house, but he would not do it, insisting it would never be worth anything. Big mistake!
I could have quadrupled my money in 3 years after buying the house, and if I sold it and purchased in Middletown, I could have done the same thing all over again. It was like a wave traveling mostly North.