I thought the same way for awhile, but the I made up my mind that I was not going to let todays society ruin my faith in good people...I talked w/ the insurance company and they said there is risk in anything you do today that is why you pay insurance...
Like has been said before there are always going to be ambulance chasers and worthless people (aka lawyers), but as long as the good people keep calling them out it likely won't happen more than once...
I have made mention in this thread that people will have to sign a waiver and the biggest reason is to have an actual list of the people
present...I would hate for something to happen, but it is no different then driving down the road...There is always a chance...