ropensaddle
Feel Lucky
That be a Catalpa image taken of a tree when the pods are green!
My original pic above was a winter-survivor pod, since that is what the OP is likely to be looking at. Look at the large, heart shaped leaves. (ignore the serrations if you blow up the image, as I think they are artifacts from the pixelation)
Perhaps southern, or maybe northern, but certainly Catalpa.
There is a bean tree that is not coffee or catalpa I remember seeing it in book or on my horticopia disk I will try to find it someday and see if my memory is correct!